Hilde L. Høksnes

Partner, LawyerOslo

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Hilde Høksnes 2


Hilde Høksnes is an expert on regulatory issues related to institutions subject to supervision by the Financial Supervisory Authority of Norway (FSA), in particular framework conditions and structural issues concerning banks, insurance companies, investment firms and fund management companies. She regularely advises on matters related to the establishment and organisation of new institutions, applications for licences, internal policies, customer contracts and product development, as well as compliance with the framework conditions. Hilde has extensive experience within structural changes in the savings bank sector, cross-border issues and advising in processes in relation to the FSA and the Ministry of Finance. With her background from the FSA, Hilde has significant experience from matters relating to framework conditions for financial institutions and supervisory processes, as well as international experience from participation in the European Insurance and Occupational Pensions Authority's (EIOPA) Insurance Groups Supervision Committee. Hilde has developed a profound understanding of the financial services business from several committee positions in financial institutions, as well as her role as company secretary in a bank, in addition to expertise in strategic processes, business development and compliance work.

Work experience

Partner, Lawyer – Advokatfirmaet Selmer AS
2020 - 2020
Lawyer – SpareBank 1 Nord-Norge
2013 - 2022
Senior Lawyer – Advokatfirmaet Selmer AS
2009 - 2012
Senior Associate – Advokatfirmaet Selmer DA
2005 - 2009
Adviser/Senior adviser – The Financial Supervisory Authority of Norway
2003 - 2005
Deputy judge – Drammen county court
2001 - 2003
Associate – Advokatfirmaet Thommessen AS


Executive Education – Saïd Business School, University of Oxford
Executive Education – Harvard Law School
Elective courses – University of Edinburgh
1995 - 2000
Cand.jur. – University of Oslo


The Financial Institutions Act. Commentary on the law, co-author, Scandinavian University Press
Norwegian Commentary, The Financial Supervision Act
​Savings banks must choose: Commision or indepentent adviser (Sparebanker må velge: Provisjon eller uavhengig rådgiver) – Sparebankbladet
Can bank foundations only give gifts of surplus? (Kan sparebankstiftelser kun gi gaver fra overskuddet?) – Sparebankbladet
Will new framework conditions make infrastructure investments more attractive? (Vil nye rammebetingelser gjøre investeringer i infrastruktur mer attraktivt?) – Nordisk Forsikringstidsskrift
​ When is a permit for the subscription and purchase of equity certificates requird? (Når kreves det tillatelse for tegning og kjøp av egenkapitalbevis?) – Sparebankbladet,